If you were injured in a car accident and the at-fault driver lacked insurance—or didn’t have enough to cover your losses—you may still be able to recover compensation. At Schaffer Herring PLLC, we help clients in Tulsa and surrounding communities pursue recovery through uninsured motorist claim litigation. These cases involve your own insurance company, which can make the process more complex than it first appears.

We represent clients across Tulsa, Broken Arrow, Bixby, Jenks, Sand Springs, Glenpool, and Owasso in navigating these claims.

What Is an Uninsured or Underinsured Motorist Claim?

Oklahoma drivers are required to carry liability insurance, but many do not. In other cases, the at-fault driver may have only the state minimum—far less than what a serious injury may cost.

Uninsured Motorist (UM) Coverage helps pay for your injuries when the other driver has no insurance.

Underinsured Motorist (UIM) Coverage applies when the other driver’s policy limits are too low to cover all your damages.

Even though you’re dealing with your own insurer, you still must prove liability and damages—just like any other injury claim.

How We Handle Uninsured Motorist Claim Litigation

Although these are “first-party” claims (against your own insurance company), they often turn adversarial. Insurance carriers frequently challenge the value of your injuries or delay the process. That’s why legal representation is critical—even when you’re filing under your own policy.

Our attorneys:

• Review your auto insurance policy for UM/UIM coverage
• Calculate the full value of your medical bills, lost income, and pain
• Handle communication and negotiation with your insurer
• File suit when the carrier fails to offer a fair settlement
• Prepare for trial if necessary to protect your rights

We guide you through each step of the litigation process and ensure deadlines are met under Oklahoma’s statute of limitations.

What Can You Recover in a UM/UIM Claim?

Depending on your policy and the facts of your case, you may be entitled to recover:

• Medical expenses (past and future)
• Lost wages or reduced earning ability
• Pain and suffering
• Costs of rehabilitation or therapy
• Out-of-pocket losses
• Wrongful death damages, if applicable

Our goal is simple: make sure your own insurance company honors the coverage you’ve paid for.

Why Choose Schaffer Herring?

We understand the stress of dealing with insurance companies—especially when they fail to treat their own policyholders fairly. With extensive experience in uninsured motorist claim litigation, we’re ready to fight for full compensation on your behalf.

Clients choose Schaffer Herring for:

• Clear and frequent communication
• Aggressive representation in and out of court
• Knowledge of Oklahoma insurance law
• A proven record in personal injury and coverage disputes

Whether your claim is just beginning or has stalled, we can help you move forward.

Talk to a Tulsa Uninsured Motorist Claim Attorney

You paid for insurance to protect yourself. If your insurer isn’t honoring that promise, we’re here to help. Time limits apply, so don’t delay.

Contact Schaffer Herring PLLC today for a free consultation about your uninsured motorist claim litigation case.

Contact the attorneys at Schaffer Herring PLLC today to schedule your consultation.